NOTE: Course login details are normally sent to registrants within one week from date of registration.
EL22230381
This Loan Pricing course looks at the fundamentals and factors that banks consider when pricing a loan. We will look at how interest rates, loan structures, and different characteristics of a loan can affect the loan’s pricing.
This Loan Pricing course will also explore how a bank earns revenue and what affects its profitability. This course will include an interactive case study that shows you a practical demonstration using a risk rating and profitability model in Excel. We will also cover different levers that can be used by a credit analyst during client negotiations, and how they can affect the pricing and profitability of a loan.
LEARNING OBJECTIVES:
Upon completing this course, you will be able to:
- Explain debt as a funding source, its pros, and its cons
- Identify loan types and their relative degree of profitability
- Define risk-adjusted return, and risk-adjusted return on capital
- Calculate and interpret an example risk rating
- Recommend pricing structures based on risk rating and loan type
CPD- 3 Hours