Asset-Based Lending & Alternative Finance

Asset-Based Lending & Alternative Finance
Corporate Finance Institute (CFI) on-demand courses are designed for finance professionals and industry practitioners who want to master the art of corporate finance. The courses move through three levels of mastery for anyone looking to be an expert in financial modeling, valuation, and financial analysis. Participants typically include professionals in entry to mid-level positions in financial planning and analysis (FP&A), corporate development, treasury, investor relations, and capital markets. All participants are automatically issued certificates of completion after successfully finishing each course.

NOTE: Course login details are normally sent to registrants within one week from date of registration.


This Asset-Based Lending & Alternative Finance course dives into lending solutions for borrowers that don’t fit the target profile of a more traditional senior lender, like a commercial bank. Despite falling short of these requirements, many companies are still attractive borrowing prospects for alternative finance firms. This course shows you how lenders assess these unique opportunities and how they structure non-standard credit by leveraging balance sheet assets as collateral to support riskier borrowers. We will also examine the differences between these solutions and more traditional forms of commercial financing.

The lending solutions we will be looking at in this course are: purchase order financing (PO financing), accounts receivable factoring (A/R factoring), asset-based lending lines (ABL lines), and sale-and-leasebacks.

Upon completing this course, you will be able to:

  • Compare different types of alternative lending structures, including purchase order financing, accounts receivable factoring, Asset-based lending (ABL) lines, and sale-and-leaseback transactions.
  • Identify the differences and similarities between asset-based lending solutions and more traditional forms of commercial financing – like operating lines of credit.
  • Analyze the underlying causes of weak or deteriorating risk ratings and identify when a good lending opportunity may still exist.
  • Calculate credit needs for various borrowing scenarios.
  • Recommend the most appropriate lending solution based on important client characteristics like business type, lifecycle, and capital structure.
CPD- 3 Hours
4/1/2022 - 3/31/2023 11:59 PM